In the summer, I signed up for a membership which had a refund guarantee. So far, so good, right?? When the service turned out to not be a match, I requested a partial refund—just on the segment that wasn’t a fit. The business, though, claimed that while it genuinely desired to honour the request, it… Continue reading Who Are YOU In Cahoots With?
You know when the government sends you a piece of paper saying how much you’re due in this-or-that benefit? What happens if the government worker subsequently enters one account digit incorrectly? This is. Another family learned they’d been having money stolen from their accounts, but applied too late for simple recovery. Argh. I sure feel… Continue reading This Single Mom Lost Out On Up To $11,000
When people come to see me for help, they often show me a letter they’d submitted to an agency, requesting a benefit. The agency has declined to provide the benefit. The client feels frustrated, unheard, disregarded, and disillusioned. What didn’t work? Following is a made-up example of the type of letter often submitted: I have… Continue reading How to Represent Yourself for Benefits
In my book, I touch on four personal experiences of fraud. First: A compassionate friend arranges for me to receive a welfare check, then promptly steals it from my mailbox. Next, a progressive, liberal developer takes a $45,000 deposit on a condo to be built, then dramatically increases the property’s “cost”, and then tells me… Continue reading Avoid Becoming A Victim of Fraud
I married a woman I deeply loved. We were young, and her parents had a lot of assets. They gave us a house/interest free mortgage/down payment and jobs in their lucrative businesses. I woke at 3am every day, and worked til early evening. I also did half the housework and actively raised our children with… Continue reading Marriage Is Not A Total Investment Plan
I’m having fun time watching stuff I wrote about in my book show up in the news 🙂 The latest? TD Bank counts differently than we do! I’ve actively explored this topic, wondering what kind of year-end accounting to the government allows banks to claim transaction amounts that don’t match what we—the consumers—deposit or withdraw.… Continue reading Catching Bank’s Errors
“Sign on the dotted line, or pay up.” This was the choice my neighbour was offered by her landlord. After briefly considering each, my neighbour chose the option that put her at high risk, so that she could spend money on other things: junk food, a vehicle, movies, meals out. This is absolutely her prerogative. But… Continue reading Where Is YOUR Power?