Attempting to hand out $5 bills -no strings attached- Jia Jiang seemed surprised to find that three out of five people weren’t interested. I would have anticipated that. In my work, I’m regularly encouraging clients to pursue the free cash available to them. Rarely do they. “Oh, I think that’s meant for someone else.” “I’ll… Continue reading Would You Take Jia’s $5?
I can see why people don’t love to go for grants. I don’t claim it’s an easy process. Rather, I view it as a “worth it” one in some cases. In September, I applied for post-secondary funding for January. We’re two weeks til the semester start date, and I’ve received nothing. After I asked enough departments,… Continue reading Are Grants Worth It?
I wasn’t so sure about this year. From early January when a third of our possessions were stolen, through the book’s hefty publication costs, to a transition to an entirely new lifestyle (disability-friendly school for kid, post-secondary ed for me, commute for both), I was curious how my cash balance would look by wrap-up. All… Continue reading Letting Love Fill The $ Gaps
$2000 that is. Why did the federal government send it to me? Because I invited it to! Long story short, I needed a strategy to get my child (who also has a disability) to his special school. Our super cheap, sensory-supportive home is a fair distance from it, though. Every drive costs time and gas… Continue reading Well, I Asked For It!
If there is a guaranteed basic income for everyone in the world, then who will be motivated to pick up the garbage, repair the plumbing, or grow the food? One of the primary arguments against a guaranteed income for all is that if people have enough to survive, no one will be motivated to do… Continue reading But Who Will Pick Up the Garbage?
…Oxfam Canada and Credit Counselling Services of Atlantic Canada Inc […] were told they cannot work for the “prevention of poverty,” which is considered political, but can “alleviate poverty,” which is charitable. Source: CBC News July 3, 2016 It has long intrigued (and bothered) me that, in Canada at least, preventing poverty is not considered charitable. When… Continue reading Donuts or Dollars: Which Is Charitable?
An individual development account or asset development account helps an individual gain extra cash. Basically, you put some money in and a third-party matches it. For example, a program might offer $3 for every $1 you save in the account (up to a limit). Bonus: These savings accounts are often exempt from calculations of total assets,… Continue reading Too Good To Be True? Asset Development Accounts
Andrew Hallam, author of the bestselling book The Millionaire Teacher: Nine Rules of Wealth You Should Have Learned in School asked that. In the article below, he reflects on his negative experience, which led him to believe there was no point in doing so… and a story that recently shifted his perspective… https://assetbuilder.com/knowledge-center/articles/why-a-responsible-opinion-is-tougher-than-we-think
I was three years out of my teens. Just weeks before, I had married. Today I was fresh out of my first-ever psychiatric hospitalization. “Adjustment disorder” they called it. Surely, I had been fine before this—though perhaps slightly vulnerable to stress—and would be fine again shortly. I was simply taxed, of course, by the move… Continue reading The Gift of Safety