Every year I swallow hard at the thought of completing my tax return. Why?? My returns are up-to-date, and the deadline for the biggie is months away. Alas, I’m whatever the Opposite of a Procrastinator is and—while I’ve truly learned to chill some—I still crave to get stuff wrapped up earlier vs later. At the… Continue reading Free Money: Step 1
I wasn’t so sure about this year. From early January when a third of our possessions were stolen, through the book’s hefty publication costs, to a transition to an entirely new lifestyle (disability-friendly school for kid, post-secondary ed for me, commute for both), I was curious how my cash balance would look by wrap-up. All… Continue reading Letting Love Fill The $ Gaps
Wow, rough reentry! Having completed my part on four life pieces, I handed off the next steps to those with the power to wrap them up, then headed out on my trip. Upon my return, I learned that exactly four out of four had done absolutely nothing. Three days left to secure over $4000 in… Continue reading Endurance 101
Joon, I live in New York City which, as everyone knows, has a very high cost of living. I live in a pretty awful area of it—constant noise, daily aggression, strong smells—because that’s what’s affordable to me. My dream is to live in a quiet apartment in a safe area, and to save aggressively toward… Continue reading Case Study: Supporting Two (Other) Struggling Adults
I review every bill that comes in and, approximately once a week, I check all of my accounts (banking, investing). This is to ensure that nothing is cuckoo. Almost every week, something is. I told you about the cell phone fraud here, the merchant trickery here, the difficulty banks have counting here, and a couple… Continue reading $300 Per Hour
In the minority world, the link between paper and sufficiency is almost absolute. If I write things on one piece, I get $400. When I write things on another, I get $31,000 (and counting). When I jot some more items on a third, I receive $872. One of the greatest barriers experienced by people in… Continue reading How Money Actually Does Grow On Trees
So, you get $2000. What now? Most of my past clients spent it. A big screen TV. A vehicle. Gifts. A new wardrobe. They said they needed these, or deserved them after such a long stretch of bad luck. Frankly, I agree that a person who is going through, or has recently gone through, a… Continue reading And What, Then, To Do With Said Windfall?
I spent $12,432 developing a business that should bring me $10/hr for 5 hours per week. It’s all income now, and I can write off my expenses, so it’s an investment. Except that it’s not. Check it out: It will take almost five years to recoup the initial expense, and only then will the income… Continue reading Is Your Idea Really An Investment?