My spending has seen extremes over the years. From $400 in a year when I had nothing except bottle returns (so lived outside and on strangers’ floors), to $4000/mo when I borrowed to save my son’s life, to $1300/mo when all was well and I got nicely frugal… In 2017, I spent $28k on the… Continue reading Year End Report: $28k
…we frugal, inventive parents have a moment of anxiety. “I got her too little stuff!” “This pile is way too tiny!” “What was I thinking, getting him so many books, free from the library’s used pile at that?” lol. Yep, this is par for the course. For many of us, swimming against the current of… Continue reading …and then right before Santa comes…
A long-time acquaintance in financial straits asked for my help in revamping her money status. I’d love to! The first tip was well-received: apply for disability benefits. She’s been medically eligible for as long as I’ve known her, but has stumbled along through endless short-term gigs instead, each one exacerbating her symptoms. Kudos to her… Continue reading Step 1a: No Cheating!
If I were a praying type of person, I would call this my prayer of late. So grateful for everything my child and I have -health, abundance, fun, companions, freedom. It was a looooooong journey. And it may well get tricky again one day. In the meantime, I say to the Big Everything: Thank you.… Continue reading “Thank you. How can I help?”
Jane is thinking about buying a detached house. A mortgage broker, four realtors, and her parents have explained to her that it’s an investment, as “house values always go up.” Do they? We might indeed be able to say that over the course of, say, 50 years, the value of land underneath a dwelling is… Continue reading Is A Home a Legitimate Investment?
To bring in some of my 2017 income, I needed to invest $3891* in taxes, tax return prep, college tuition, and college texts. To bring in yet more, I needed to move money I already had into other accounts. (Weird, hey?) Where does a person with tricky circumstances get that kind of cash to start… Continue reading Does It Take Money to Make Money?
“You are not obligated to continue holiday traditions that leave you broke, overwhelmed, or tired.” from frugalfarmwife.com